Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our ‘Privacy Policy’, govern “Urmi Financial Services Pvt Ltd” relationship with you. The term “Urmi Financial Services Pvt Ltd” (or “us”/“we”/”our”) refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms:

• Website Use

  You understand and accept that “Urmi Financial Services Pvt Ltd” maintains the website – www.urmifinserve.com, or related websites (referred to as “site” or “website” on this page) to provide visitors with information about us, our services and products, and to enable visitors to avail our services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.

• Intellectual Property

  You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyright in favour of “Urmi Financial Services Pvt Ltd” under the applicable copyright laws and the general intellectual property law.

• Contact and Communication

  On initiating contact through the site, you agree to being contacted by “Urmi Financial Services Pvt Ltd”, or any other entities with whom “Urmi Financial Services Pvt Ltd” has entered into an arrangement, via email, phone call, SMS or any other means. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use.

• Prohibited Use

  You agree that you will not use “Urmi Financial Services Pvt Ltd” website for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party’s use, or enjoyment of the website.

• Limitation of Liability

  “Urmi Financial Services Pvt Ltd” shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of “Urmi Financial Services Pvt Ltd” to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.

• Force Majeure

  “Force Majeure Event” means any event due to any cause beyond the reasonable control of “Urmi Financial Services Pvt Ltd”, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.

• Amendments

  You understand and accept that “Urmi Financial Services Pvt Ltd” has the absolute discretion to amend or supplement any of the terms at any time, and will give a prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using “Urmi Financial Services Pvt Ltd” ’s services, you shall be deemed to have accepted the changed terms and conditions.

• Jurisdiction

  You accept that the Courts in Gujarat alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with “Urmi Financial Services Pvt Ltd”. All disputes will be governed by the laws of India.